HY LIVING & LIFESTYLE
Destination Florida
Meet Jeff Cave
I have a strong connection to Montreal as I grew up in St. Lambert and still maintain close ties with friends and family on the South Shore. Having lived on both sides of the border, I offer invaluable insights into the specific needs of Canadian home buyers. My track record includes successfully helping numerous Canadians secure seasonal, golf, and permanent homes in Southwest Florida. My familiarity with the real estate process and considerations for Canadians relocating to the Sarasota area is a genuine asset to my clients.
Whether you are looking for a vacation getaway or planning a full-time relocation, I have the experience and knowledge to help Canadian buyers find their ideal Florida home. As a licensed Realtor, I understand the intricacies of real estate transactions and the challenges of moving internationally and across the U.S. I'm dedicated to guiding my clients through these transitions smoothly. I work closely with each individual to understand their unique requirements and provide tailored, professional guidance.
My credentials as an Accredited Buyer's Representative and Certified International Property Specialist highlight my expertise. Additionally, I am a member of the Canadian Real Estate Association Global Affiliate (CREA Global). I am committed to delivering excellent service and assisting clients in finding their perfect homes.
Outside work, I love spending quality time with my wife and three rescue dogs, enjoying Sarasota's dining and culture, and exploring the region's beautiful trails and beaches.
Community of the Week
Emerald Landing @ Waterside
Emerald Landing at Waterside, where David Weekley Homes, a distinguished builder since 1976, brings its renowned craftsmanship to Lakewood Ranch. The community offers a variety of living options, from three-story city homes and two-story townhomes to single-family residences, each featuring open-concept floor plans and modern finishes.
In Emerald Landing at Waterside, you’ll find a resort-style pool with lap lanes and a welcoming cabana, providing the perfect setting for relaxation. Additionally, a lush lawn area, an inviting fire pit, and two regulation pickleball courts offer spaces for leisure and recreation. Your four-legged companions have their own dedicated space in our dog park. Residents can access Waterside Place via the water taxi from our boat dock for aquatic adventures.
The natural beauty surrounding Kingfisher Lake enhances daily life with mesmerizing views along scenic walking and jogging trails. Welcome to the future of home living at Emerald Landing at Waterside, where beauty, comfort, and sustainability effortlessly converge within a vibrant community.
Featured Listings
Florida FAQ
Florida Flood Zones Explained
Recently, several of my clients have asked about flood zones and what the codes actually mean. I thought I'd share some information to give a brief explanation. Of note, every property in Florida will have a flood zone rating meaning this is relevant to any buyer in the state.
Florida flood zones are areas in the state of Florida that are designated by the Federal Emergency Management Agency (FEMA) based on the likelihood of flooding occurring in those areas. These zones are divided into different categories, or flood zones, based on the level of risk associated with each area.
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The flood zones in Florida are classified into four main categories:
1. Zone X - Areas outside the 0.2% annual chance floodplain or areas of minimal flooding. - Does not require flood insurance
2. Zone A - Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30-year mortgage.
3. Zone AE - Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30-year mortgage. These areas also have a base flood elevation determined by detailed analysis.
4. Zone VE - Areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30-year mortgage. These areas also have a high-velocity hazard associated with wave action.
In general, the higher the flood zone category, the greater the likelihood of flooding and the more stringent the building and insurance requirements become. For example, properties in Zones A, AE, and VE typically require flood insurance if there is a mortgage on the property. Properties located in Zone X do not require flood insurance, but it is still recommended.
It's important to note that flood zones can change over time due to changes in weather patterns, changes in the built environment, or other factors. It's always a good idea to check the latest flood zone maps and consult with local authorities to determine the flood risk associated with a particular property.
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